The engine is the same in every sector. What changes is the paperwork that decides whether you win, and these are the four where it changes most.
Temp margin, contractor pay-when-paid, and the client who disputes the placement after the rebate period.
Read more →Retentions, applications for payment, pay-less notices and the main contractor who has gone quiet.
Read more →Lien over goods, demurrage, and the freight customer who pays sixty days late as a matter of policy.
Read more →Retention of title, credit limits quietly exceeded, and the trade customer whose orders grow as their payments slow.
Read more →The law is the same everywhere. Statutory interest, the fixed compensation sum, the pre-action protocols, the court fees and the enforcement routes do not change because you are a haulier rather than a recruiter. Anyone selling you sector-specific debt recovery on the basis that the process is different is selling you the same process with a different noun on it.
What genuinely differs is the paperwork that decides whether you win, and it differs a lot. In recruitment the argument is almost always about terms of business and whether an authorised timesheet exists. In construction it is about payment notices and pay-less notices, and a payer who missed a deadline can become liable for the notified sum whatever the valuation says — which is a completely different lever from an ordinary debt claim. In haulage it is about which trading conditions were incorporated and whether they give you a lien over goods you are physically holding. In wholesale it is retention of title, and whether the goods are still identifiable and unsold.
Those four things change the first question we ask and, often, the whole strategy. That is the only reason these pages exist separately: not to rank for a keyword, but because the evidence we ask you for on day one is different in each case, and asking for the wrong thing wastes a fortnight.
Volume. Every one of these sectors invoices frequently and in relatively modest amounts, and the statutory compensation sum attaches to every late invoice — £40, £70 or £100 depending on size. A customer with forty late invoices owes forty fixed sums. On a ledger that individually looks not worth the trouble, that alone frequently exceeds the cost of doing something about the whole thing. Our interest calculator will show you the figure on one invoice; send the aged debtors report and we will do all of them.
That does not mean we cannot help — it means we have not written a page about your sector, because a page that is the generic copy with a noun swapped is worth nothing to you. Commercial debt is commercial debt, and the process is the same. Send us the invoice and we will tell you what is different about your situation, if anything is.
Landlords chasing unpaid rent are a genuinely different job and have their own page: commercial rent arrears.
What each stage costs, what you can add to the debt, and the letter-before-action checklist.
Tell us what you are owed and who owes it. You get back what the debt is actually worth once interest and compensation are added, what we would do first, and the fixed fee for doing it.