The terms on which this website is provided, and the relationship between anything on it and any work we do for you.
Effective 30 August 2026.
Business Debt Recovery is a trading style of Buzz Legal Ltd, registered in England and Wales, company no. 17078192, registered office 16 Aylmer Parade, Aylmer Road, London N2 0PE.
Everything on this website is general information about how commercial debt recovery works in the United Kingdom. It is not advice on your situation, and no solicitor-client or adviser-client relationship arises from reading it, from using a calculator, or from downloading a guide. Do not act or refrain from acting on the basis of anything here without taking advice on your own facts.
Buzz Legal Ltd is not a firm of solicitors and is not regulated by the Solicitors Regulation Authority. We do not carry out reserved legal activities as defined by the Legal Services Act 2007. Where a matter requires reserved work — in particular issuing or conducting court proceedings — it is carried out by RHF Solicitors, SRA no. 324115, who are independently regulated. Their work is governed by their own terms of business and their own regulatory protections, not ours.
The calculators on this site apply published statutory rules to the figures you enter. They are provided in good faith and we take care over the arithmetic and the rates, but they produce an estimate of an entitlement, not a determination of what you will recover, and they cannot take account of the facts of your contract. Check anything you intend to rely on.
If you instruct us, that work is governed by a separate engagement letter and our terms of business, which are agreed in writing before anything starts. Those documents take precedence over anything on this website. Fees quoted on this site, where any are quoted, are indicative of our published approach and are not an offer.
We do not exclude or limit liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be limited. Subject to that, we accept no liability for loss arising from reliance on the content of this website. Liability in respect of work we actually carry out for you is dealt with in the engagement letter for that work.
Where we link to legislation, court fee scales or other external sources we do so because they are the primary material. We do not control those sites and are not responsible for their content.
The content of this site belongs to us. These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction — except that if you are a business in Northern Ireland or Scotland and we act for you there, the engagement letter may specify otherwise.
These terms were drafted with AI assistance and reviewed internally. They govern use of the website only; the terms on which we do work are in the engagement letter.
Tell us what you are owed and who owes it. You get back what the debt is actually worth once interest and compensation are added, what we would do first, and the fixed fee for doing it.